MENLO TIMES

Collective, the AI-native financial operating system for Businesses-of-One, led by Hooman Radfar, Ugur Kaner, and Bugra Akcay, has announced $100 million in new funding to accelerate its mission of building the agentic financial OS for solo entrepreneurs. The round includes a $40 million Series B led by General Catalyst, QED, and Gradient Ventures, along with Intuit Ventures, FT Partners, and SemperVirens, alongside a $60 million growth facility from General Catalyst’s Custom

Nevis, the AI operating system for wealth, led by Mark Swan, Philipp Burda, and Ivan Chalov, has raised a $70 million Series B, led by EQT Ventures, with participation from Charles Schwab, Sequoia Capital, ICONIQ, QuantumLight, and Ribbit Capital, bringing the total funding to $110 million in just two years since founding the company. Nevis is building an AI operating system for wealth management, integrating CRM, meeting intelligence, financial planning, and custodial workfl

CapitalOS, a money orchestration layer for B2B platforms, led by Nir Dremer and Matan Goldschmiedt, has announced $21.9M in Series A funding led by LGVP, along with WEX Venture Capital, Group 11, Great North Ventures, Night Capital, and existing investors. CapitalOS allows any platform to quickly offer its users and agents world-class financial products, including credit cards, wallets, bill pay, and more. The Platform Payment Problem: Expensive and Complicated Payment Build

Causa Prima, the agent-to-agent platform for enterprise finance, led by Maex Ament, Henrik Gebbing, and Philip Stanislaus, has raised a $20 million seed round that closed in September to expand its agent-to-agent platform, led by Base10 Partners, with participation from QED Investors, FJ Labs, and existing investors Creandum, Kfund, and Borusan Ventures. The company previously raised $10 million in a pre-seed round, bringing its total funding to $30 million. “The status quo t

Sante, a leading fintech and AI platform for the wine and spirits industry, led by Darren Fike, has raised a $15 million Series A funding led by FINTOP alongside returning investors Bonfire Ventures, Operator Collective, Y Combinator, and Veridical Ventures. The funding comes 6 months after Santé announced its $7.6M seed, and during a period of immense growth where the business grew by 500%, serving nearly 1,000 retailers processing $2B in annual GMV. The Problem: Regulatory

Spiko, the tokenized cash fund leader, led by Paul-Adrien Hyppolite and Antoine Michon, has announced a $90 million Series B led by New Enterprise Associates (NEA), with participation from investors including Index Ventures, Bpifrance, Speedinvest, Flourish Ventures, Shapers, White Star Capital, Blockwall, Frst, EQNX, Mirana Ventures, and Wintermute Ventures. Prominent angels also joined, including Axel Weber, former president of the Bundesbank, and the founders of Qonto. The

Valon, the AI-native operating system for mortgage servicing, led by Andrew Wang, Linda Du, and the team, has raised $150 million in Series D funding at a $2.3 billion valuation. For six years, Valon operated its own mortgage servicing business on ValonOS, proving its technology in one of the most regulated industries in the U.S. Last year, Valon sold its servicing business and opened ValonOS to the broader mortgage industry. The platform quickly attracted major servicers in

Charter Space, the AI-native economic defense company insuring the rapidly growing space economy, led by Yuk Chi Chan and Yukun Yin, has announced the close of an oversubscribed $5 million seed round, led by Crystal Venture Partners with participation from QED, Blank Ventures, Gaingels, Hustle Fund, and other leading fintech and space investors. The round brings Charter’s total funding to $8 million, following the company’s earlier $3 million pre-seed round. The new funding f

Numeral, an AI-powered platform to stay compliant with US sales tax and global VAT, led by Sam Ross and Matt DuVall, has raised a $100 million Series C led by Insight Partners, with participation from Salesforce Ventures, Geodesic, Benchmark, Mayfield, FCVC, Y Combinator and Uncork. Numeral will use the funding to accelerate product development, expand into industries including software, manufacturing, distribution, and wholesale, and grow its engineering, sales, marketing, a

Integral, connecting accounting, tax, and payroll in one AI-native firm, led by Lukas Zörner and Anil Can Baykal, has announced an €18m Series A, co-led by Mosaic Ventures and Reid Hoffman, with its existing investors Cherry Ventures, General Catalyst, and Puzzle Ventures joining again. It brings the total capital raised by Integral to more than €30m. Where Integral Started. Before Integral, the founders spent years building banking and payments products for businesses and sp

Chift, building the agentic infrastructure for financial connectivity, led by Gauthier Henroz, Matthieu Hertoghe, and Henry Hertoghe, has raised a €10.5M Series A to solve Europe's financial connectivity problem. The round is led by BlackFin Capital Partners, the European fintech specialist, with its existing investors Entourage, Shapers, Seeder Fund, and Wallonie Entreprendre all doubling down. Chift’s latest milestone reflects the support of its investors, employees, and cu

Intermezzo, a global payroll infrastructure company, led by Siddharth Ram and Kumar Ramanathan, has announced $10M in funding from Crosslink Capital, UKG Ventures, CloudPay, Character Capital, Behind Genius Ventures, and leading angel investors. International Payroll. Intermezzo is building a platform to automate the complex and highly regulated world of international payroll. Its founding team brings a combined 40 years of experience leading technical and product teams at In

Limetax, a Berlin-based technology company bringing established tax firms together in one group and building a proprietary AI agent platform for them, led by Christoph Gamon, Christoph Dansard, and Maximilian Meyer, has raised €36 million in financing, comprising €6 million in pre-seed equity led by Motive Partners, with participation from Activant and Heliad, and a €30 million acquisition facility from a consortium of German banks. Angel investors include former German Finan

Fundcraft, Europe’s digital fund operations provider for alternative investment funds, led by Julien De Mayer, Olga Porro, and Christian Senitz, has announced that it has secured €12 million in strategic growth financing co-led by Riverside Acceleration Capital (“RAC”) and CCAP Investments (“CCAP”), with participation from existing investors including 3VC, MiddleGame Ventures and Aperture Capital. The new financing brings Fundcraft’s total capital secured since its founding t

Standard Metrics, an AI‑driven portfolio management platform, led by John Melas-Kyriazi and Deny Khoung, has raised a $20M Series B led by 8VC. Other investors in this round include Salesforce Ventures, Spark Capital, January Capital, First Trust Capital Partners, Socii Capital, Kindergarten Ventures, Calm Ventures, Gaingels, and more. The company has raised roughly $50M to date, and most of that capital has come from its customers. Why Standard Metrics Exists. Founded in 202

Silicon Data, providing GPU performance data for companies, led by Carmen Li, and the team, has announced a $30.5 million initial closing of its Series A, led by the Valor Atreides AI Fund, with additional investment from CME Ventures, DRW, F-Prime, Samsung Next, VanEck, Further, Jump, Tectonic, and Wintermute. Breed, Hack, Blank VC, Sancus Ventures, and SoGal Ventures also participated. The Series A will support expansion across four areas: benchmark pricing, performance mea

Kita, an AI-native credit assessment built for lending globally, led by Carmel Limcaoco and Rhea Malhotra, has raised $4.5M in seed funding led by BoxGroup, with participation from Y Combinator, Golden Gate Ventures, US News Digital Ventures, BEENEXT, Kaya Founders, Genting Ventures, and Apex Star Capital, the family office of Xiaomi co-founder Lin Bin. The round is supported by angels including Shivani Siroya (Tala), Kaz Nejatian (Opendoor), Linda Du (Valon), Kulveer Taggar

Axle, building AI agents to automate insurance workflows led by Cameron Duncan, Nihar Parikh, and Armaan Sikand, has announced $17.5M in Series A funding led by Base10 Partners, with continued investment from Y Combinator and Gradient Ventures, and participation from Stage2 Capital, Chris Bayley (Co-Founder and CEO of Cover Genius), and other industry angel investors, joined by existing investors, including the early team at Plaid. Over the past six months, Axle has tripled t

River Markets, building prime brokerage for prediction markets, led by Oscar Levy and Antonin Parrot, has announced $8.5M seed round led by Haun Ventures, with participation from Y Combinator, Coinbase Ventures, UFO Holdings, Qube Research & Technologies (QRT), TENET, Humbition, Kima Ventures, Cherry Ventures, Stack Asset Management, Perpetual Strategies, Mark Kornfilt, Jacob Fortinsky (Novig), and other amazing angel investors from Citadel, Google, HRT, Tower Research Capita

Ellis, the AI-native operations platform for private credit, led by Ryan Williams, has launched today with more than $10 million in seed funding closed. First Round Capital led the financing with participation from a group of prominent operators and investors, including Kearny Jackson, 645 Ventures, Harlem Capital, Khosla Ventures, Slow Ventures, Wilshire Lane, Westbound, Collide Capital, Gallery Ventures, Ariel Alternatives CEO Mellody Hobson, Thrive Capital Founder Josh Kus