Berlin Fintech re:cap Secures €125 Million Facility to Scale its Capital OS for Tech Companies

Led by technology and finance fanatics Paul Becker(Co-Founder and CEO), Mélanie Dufour(CFO), Arne Zeising(CTO), Christian Luecke(CCO), and Jonas Tebbe(Co-Founder and CPO), re:cap announced its expansion into the UK and the launch of a new €125 million credit facility for onward lending provided by HSBC Innovation Banking and Avellinia Capital.

re:cap powers a tech platform that enables real-time capital planning and flexible funding for technology companies. The latest move expands its presence into one of the world’s leading tech ecosystems, paving the way for broader international growth.

The Capital OS by re:cap unifies flexible debt, liquidity management, and capital planning into one platform, giving founders and CFOs full control over raising, deploying, and tracking capital without relying heavily on equity or traditional lending.

re:cap was founded to integrate capital access with real-time financial analysis. Since 2021, it has deployed over €100 million with zero defaults, expanding from Germany to the Netherlands and now the UK. With its new funding structure, re:cap aims to become the central operating system for capital planning and execution across Europe.