Tot Secures €7 Million to Boost SMEs Growth

Tot Money, a European financial platform for small and medium-sized businesses, led by Doris Messina, Bruno Reggiani, and Andrea Susta, has secured €7 million in a Pre-Series A funding round CDP Venture Capital SGR, with existing backers Banca Sella and The Techshop also renewing their full support, bringing the total capital raised to date to €11 million across Seed and Pre-Series A phases.

This new funding strengthens Tot’s mission to simplify banking and administration for entrepreneurs, fueling Italy’s productive ecosystem. Backed by growing investor confidence, Tot has emerged as a leading Italian fintech, now serving over 7,000 companies with triple growth since 2023 and transaction volumes surpassing €1B in 2024, expected to double by the end of 2025.

The new funding will accelerate Tot’s platform development with a focus on advancing AI-driven automation, strengthening its team with top talent, and rolling out new features such as business card management, recurring subscriptions, and team expense tracking to better support growing SMEs.

Tot’s strength lies in its deep understanding of Italy’s entrepreneurial fabric and regulatory complexity. By addressing the everyday challenges of SMEs, Tot delivers solutions tailored to the local business environment, an edge that international players often lack.