FinBox Raises $40 Million Series B led by WestBridge to Scale AI-Driven Credit Infrastructure from India to the World

FinBox, the operating system for digital lending, led by Rajat Deshpande,

Anant Deshpande, Srijan Nagar, and Nikhil Bhawsinka, has secured $40 million(mix of primary and secondary), led by incoming investor WestBridge Capital, with participation from existing investors, A91 Partners, and Aditya Birla Ventures.

Digital lending is surging in India, and FinBox is at the forefront, powering loan origination, credit decisioning, and delivery for lenders nationwide. Positioned as the operating system for lending, FinBox has likely touched a part of any digital loan journey in the country.

FinBox works with leading lenders, including HDFC Bank, Kotak Mahindra Bank, Poonawalla Fincorp, Aditya Birla Capital, Muthoot Fincorp, and Tata Capital. The new funding will accelerate tech investments, global expansion, and product growth. FinBox is doubling down on AI-native lending through its Sentinel BRE and Prism platforms, while enhancing risk management with its data and API suite, BankConnect, DeviceConnect, and KYC APIs. The company also plans to launch agentic AI workflows and a fraud intelligence suite.

FinBox already powers dozens of lenders and enterprises with seamless onboarding, instant underwriting, and embedded distribution. With the new funding, it plans to strengthen its leadership in embedded finance and pioneer new uses of AI and alternative data in credit decisioning. IndigoEdge served as the sole financial advisor.