British Digital Bank Zopa Introduces New Bank Account "Biscuit".
- Karan Bhatia

- Jun 24, 2025
- 1 min read

Led by Jaidev Janardana(Group CEO), Clare Gambardella(Chief Customer Officer), Merve Ferrero(Chief Strategy Officer), Tim Waterman(Chief Commercial Officer), Steve Hulme(Chief Finance Officer), Graham Robinson(Chief Risk Officer), Kate Erb(Chief Operations Officer), Peter Donlon(Chief Technology Officer), Jeremy Penzer(Chief Analytics Officer), and Iain Kendrick)Chief People Officer), Zopa has introduced a new bank account called Biscuit, making an entry into the UK Current Account Market.
Biscuit by Zopa fills a major market gap with a digital account that delivers simplicity, speed, and value—earning Brits up to £256 annually* in cashback and interest.
What you get:
7.10% AER (6.87% gross***) on up to £300/month in deposits
2.00% AER (1.98% gross***) interest on all balances
2.00% cash back on up to £1,500/year of direct debits
Why it’s easy:
Open an account in minutes with automated onboarding
Instant virtual card for immediate use
Link external accounts to manage money in one app
Biscuit also unlocks access to Zopa’s award-winning Smart Saver, loans, and credit products—all in one seamless experience.



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